Accounts Events

Events related to account / card changes.

customer_created

A customer has been created.

Field	Description
`customer_status`	Current status of the customer. (`enabled`, `deleted`, `disabled`, `unregistered`, `blocked`)
`customer_id`	Unique identifier generated by the core system.
`external_id`	Unique identifier provided by the partner during customer creation.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{ 
    "data": { 
      "customer_status": "unregistered", 
      "customer_id": "881c9dc6-71f9-4b67-8169-068bcfe8b7e2", 
      "external_id": "mo001", 
    },
    "event_id": "5ecf55a5-1fca-4231-b171-cc72f7053228", 
    "timestamp": "2025-01-31 17:20:33 MST", 
    "type": "customer_created",
}

customer_status_updated

The customer status has been updated.

Field	Description
`new_status`	New status of the customer. (`enabled`, `deleted`, `disabled`, `unregistered`, `blocked`)
`old_status`	Previous status of the customer. (`enabled`, `deleted`, `disabled`, `unregistered`, `blocked`)
`customer_id`	Unique identifier generated by the core system.
`external_id`	Unique identifier provided by the partner during customer creation.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "new_status":"enabled",
      "old_status":"unregistered",
      "customer_id":"881c9dc6-71f9-4b67-8169-068bcfe8b7e2",
      "external_id":"mo001"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"customer_status_updated"
}

customer_updated

A customer has been updated.
This event is not triggered when the customer status is modified.

Field	Description
`customer_id`	Unique identifier generated by the core system.
`external_id`	Unique identifier provided by the partner during customer creation.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "customer_id":"881c9dc6-71f9-4b67-8169-068bcfe8b7e2",
      "external_id":"mo001"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"customer_updated"
}

set_limit_credit

A credit limit has been set for a customer.

	Description
	Current status of the customer. (`enabled`, `deleted`, `disabled`, `unregistered`, `blocked`)
	Unique identifier generated by the core system.
	Unique identifier provided by the partner during customer creation.
	Pre-approved credit amount (base score amount plus any extra amount).
	Unique identifier of the event.
	Event date and time.
	Event type.

{
   "data":{
      "customer_id":"881c9dc6-71f9-4b67-8169-068bcfe8b7e2",
      "external_id":"mo001",
      "line_of_credit":"3000"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"set_limit_credit "
}

update_limit_credit

A score is assigned to a customer account, and the credit limit for the customer’s account is updated.

Field	Description
`old_available_amount`	Previous credit limit.
`new_available_amount`	New credit limit.
`customer_external_id`	Unique customer identifier provided by the partner.
`account_card_external_id`	Unique identifier provided by the processor for the creation of the customer’s account.
`product_id`	Identifier of the product configured in MO.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "old_available_amount":"0",
      "new_available_amount":"5000",
      "customer_external_id":"881c9dc6-71f9-4b67-8169-068bcfe8b7e2",
      "account_card_external_id":"mo001"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "product_id":"d27734d6-1cb6-420d-a726-5c97efc0481b",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"update_limit_credit"
}

account_created

An account has been created for the customer.

Field	Description
`customer_external_id`	Unique identifier provided by the partner.
`external_id`	Unique account identifier provided by the processor.
`status`	Account status. (`active`, `suspend`, `canceled`)
`event_id`	Unique identifier of the event.
`product_id`	Identifier of the product configured in MO.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "customer_external_id":"881c9dc6-71f9-4b67-8169-068bcfe8b7e2",
      "external_id":"mo001",
      "status":"active",
      "product_id":"d27734d6-1cb6-420d-a726-5c97efc0481b"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"account_created"
}

account_status_changed

The account status has been updated.

Field	Description
`new_status`	New account status. (`active`, `suspend`, `canceled`)
`old_status`	Previous account status. (`active`, `suspend`, `canceled`)
`account_external_id`	Unique account identifier provided by the processor.
`event_id`	Unique identifier of the event.
`product_id`	Identifier of the product configured in MO.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "new_status":"suspend",
      "old_status":"active",
      "account_card_external_id":"mo001",
      "product_id":"d27734d6-1cb6-420d-a726-5c97efc0481b"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"account_status_changed"
}

card_created

A card has been created for the customer’s account.

Field	Description
`account_external_id`	Unique account identifier provided by the processor.
`card_external_id`	Unique card identifier provided by the processor.
`card_number`	Printed card number. This value is masked/obfuscated.
`brand`	Card brand. (`mastercard`, `visa`)
`card_type`	Customer card type. (`physical`, `virtual`)
`status`	Card status. (`active`, `suspend`, `blocked`, `canceled`, `stolen`, `lost`, `default`)
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "account_external_id":"881c9dc6-71f9-4b67-8169-068bcfe8b7e2",
      "card_external_id":"mo001",
      "card_number":"5433XXXXXX3333",
      "brand":"visa",
      "card_type":"physical",
      "status":"active"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"card_created"
}

card_status_changed

The card status has been updated.

Field	Description
`account_external_id`	Unique account identifier provided by the processor.
`card_external_id`	Unique card identifier provided by the processor.
`new_status`	New card status. (`active`, `suspend`, `blocked`, `canceled`, `stolen`, `lost`, `default`)
`old_status`	Previous card status. (`active`, `suspend`, `blocked`, `canceled`, `stolen`, `lost`, `default`)
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "account_external_id":"881c9dc6-71f9-4b67-8169-068bcfe8b7e2",
      "card_external_id":"mo001",
      "new_status":"active",
      "old_status":"suspend"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"card_status_changed"
}

card_activate

The card has been activated.

Field	Description
`account_external_id`	Unique account identifier provided by the processor.
`card_external_id`	Unique card identifier provided by the processor.
`status`	Card status. (`active`)
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "account_external_id":"881c9dc6-71f9-4b67-8169-068bcfe8b7e2",
      "card_external_id":"mo001",
      "status":"active"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"card_activate"
}

balance_inquiry

Customer account balance inquiry.

Field	Description
`open_to_buy`	Customer’s available balance.
`account_card_external_id`	Unique identifier provided by the processor for the creation of the customer’s account.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "open_to_buy ":"3000",
      "account_card_external_id":"mo001"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"balance_inquiry"
}

account_overdue (Version > 1.6)

When an account becomes overdue, an event is sent with information about the overdue debt and the account.

Field	Description
`expected_at`	Maximum payment due date for the billing cycle.
`account_card_external_id`	Unique identifier provided by the processor for the creation of the customer’s account.
`minimum_payment_outstanding`	Outstanding overdue amount.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "expected_at ":"2025-05-122",
      "account_card_external_id":"mo001",
      "minimum_payment_outstanding":"711312.5"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"account_overdue"
}

account_overdue_status (Version > 1.6)

This event is triggered each day an account remains overdue.

Field	Description
`expected_at`	Maximum payment due date for the billing cycle.
`account_card_external_id`	Unique identifier provided by the processor for the creation of the customer’s account.
`days_in_default`	Number of days the account is overdue.
`minimum_payment_outstanding`	Outstanding overdue amount.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "expected_at ":"2025-05-122",
      "account_card_external_id":"mo001",
      "days_in_default":"10",
      "minimum_payment_outstanding":"711312.5"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"account_overdue_status"
}