Authorization Events

Events related to authorizations/transactions

auth_created

Authorization or transaction presentment for a card.
Within our core, this event implies the creation of a pre_loan.

Field	Description
`open_to_buy`	Customer’s available balance. Obtained from the balance model. `Available = available − balance on hold`.
`amount`	Authorization amount. The amount is expressed as a negative value, as it represents a debit.
`account_card_external_id`	Unique identifier provided by the processor for the creation of the customer’s account.
`card_external_id`	Unique identifier provided by the processor for the creation of the customer’s card.
`external_id`	Unique authorization identifier provided by the processor.
`description`	Authorization description provided by the processor.
`mcc`	MCC (Merchant Category Code) of the authorization provided by the processor.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.
`others`	Additional data in JSON format.

{
   "data":{
      " open_to_buy ":"3000",
      " amount":"-1000",
      "account_card_external_id":"1011",
      "card_external_id":"54332278",
      "external_id":"101",
      "description":"Merchant Transaction",
      "mcc":"2210",
      "others":{
         
      }
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"auth_created"
}

auth_rejected

A card authorization or transaction presentment has been rejected.

Field	Description
`open_to_buy`	Customer’s available balance. Obtained from the balance model. `Available = available − balance on hold`.
`amount`	Transaction amount. The amount is expressed as a positive value, as it represents a credit.
`account_card_external_id`	Unique identifier provided by the processor for the creation of the customer’s account.
`card_external_id`	Unique identifier provided by the processor for the creation of the customer’s card.
`external_id`	Unique authorization identifier provided by the processor.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      " open_to_buy ":"3000",
      " amount":"1000",
      "account_card_external_id":"1011",
      "card_external_id":"54332278",
      "external_id":"101"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"auth_rejected"
}

auth_reversed

A card authorization or transaction presentment has been reversed.

Field	Description
`open_to_buy`	Customer’s available balance. Obtained from the balance model. `Available = available − balance on hold`.
`amount`	Amount to be reversed. The amount is expressed as a positive value, as it represents a credit.
`account_card_external_id`	Unique identifier provided by the processor for the creation of the customer’s account.
`card_external_id`	Unique identifier provided by the processor for the creation of the customer’s card.
`external_id`	Unique authorization identifier provided by the processor.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      " open_to_buy ":"3000",
      " amount":"1000",
      "account_card_external_id":"1011",
      "card_external_id":"54332278",
      "external_id":"101"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"auth_rejected"
}

denied_auth

A card authorization or transaction presentment has been denied.

Field	Description
`open_to_buy`	Customer’s available balance. Obtained from the balance model. `Available = available − balance on hold`.
`amount`	Authorization amount. The amount is expressed as a negative value, as it represents a debit.
`account_card_external_id`	Unique identifier provided by the processor for the creation of the customer’s account.
`card_external_id`	Unique identifier provided by the processor for the creation of the customer’s card.
`external_id`	Unique authorization identifier provided by the processor.
`description`	Authorization description provided by the processor.
`mcc`	MCC (Merchant Category Code) of the authorization provided by the processor.
`event_id`	Unique identifier of the event.
`timestamp`	Event date and time.
`type`	Event type.

{
   "data":{
      "open_to_buy":"3000",
      "amount":"-1000",
      "account_card_external_id":"1011",
      "card_external_id":"54332278",
      "external_id":"101",
      "description":"Merchant Transaction",
      "mcc":"2210"
   },
   "event_id":"5ecf55a5-1fca-4231-b171-cc72f7053228",
   "timestamp":"2025-01-31 17:20:33 MST",
   "type":"denied_auth"
}