Core Tools

The MO Manage Credit Card Core contains three key components, Manage, White Label, and Proxy Connector. These tools are designed to streamline credit card project instantiation, configuration, and integration with processors in America.

MO Manage

MO Manage contains the most general capabilities of the product that are standardized for any credit card operation in America’s region. Some features of MO Manage are:

• Interest calculation to handle the computation of interest on credit card balances.
• Minimize payment logic to determine and manage minimum payment requirements for credit card holders.
• Manage the logic associated with credit card loans, setting parameters for loan terms, conditions, and other relevant factors.
• Offer creation and updates, allowing you to adjust terms, rates, or other aspects of their credit card products.
• Manage individual credit card accounts, including transaction history, account balances, and customer details.

White label

MO understands each client has unique products and necessities. Despite providing a standard solution for all clients, the MO solution can be personalized to comply with more specific product requirements and all minimum payment logic. As a result, different flow definitions can established to fulfill different transaction approval processes, for example. the White Label will not have all the necessary payment logic but will only include selected ones.

Processor-specific white label

Each processor integrated with MO will have its own White Label to respond to different operational flows, as not all processors have the same transaction approval process. Due to these differences, the process cannot be standardized for all processors.

Proxy connector

The Proxy Connector simplifies the integration process between Mo Manage, clients, and processors, guiding users through the necessary steps and reducing the technical expertise required for integration.