Launch a Card with Galileo

Galileo stands as one of the largest issuing processing platforms globally, boasting over 100 million active accounts and serving some of the largest issuers worldwide.

For in-depth technical and product details on their issuing processing platform, refer to Galileo Documentation.

For general information about the platform, visit Galileo's official website or reach out via email to [email protected].

MO & Galileo Integration

The MO Credit Card Core seamlessly integrates with the Galileo processing and issuing platform, providing a turnkey solution for revolving credit cards and other credit variations within a card.

Integration Structure

Explore the integration structure outlined below to understand how, as a program manager, you can launch your credit card program in collaboration with MO and Galileo.

High-level integration flow

The integration flow between MO and Galileo can be resumed in a high-level way with the following steps:

1. Account Creation - The program manager (PM) creates new accounts in MO, and MO creates an account on Galileo on behalf of the PM.
2. Trx Authorization - Galileo authorizes the transactions with their own balance (OTB) and forwards transactions to MO to register in ledger.
3. Payment - PM notifies new payments to MO. MO then applies and updates the ledger, increasing Galileo's balance (OTB).
4. Loan Information- PM accesses all the customer, card, and loan information from MO.
5. Account or card status - MO and the PM change the account or card status.

This workflow can be seen in the diagram below:

Key processes

The following are key processes within MO & Galileo's integration:

Enrollment

Credit Limit

Authorizations

Transactions

Fees Interest

Current Balance

Statements

Repayments

Disputes

Account & Card

Status Change

Reconciliation

Event Forwarding

FAQ

What is the average implementation time to launch a Credit Card with Galileo and MO Technologies?

The average of two months depends heavily on the Program Manager's availability and capacity of tech resources.

With Galileo covering the processing and issuing (Partner Bin Sponsor) and MO the Credit Card Core, what is missing to launch my Credit Card Program?

A specific article addresses this question in the this link. A short question and non-exhaustive, a User Interface (App or Web) to service your borrowers and a loan Origination System to onboard and underwrite your customer are two key components needed.

Where can I find the Galileo sandbox and documentation?

At Galileo Developer Portal.