Product Catalog

The product catalog page is a centralized location within your MO Admin Portal that provides a comprehensive view of all available credit card products. Here, you can browse through and access all the credit card products, along with their offers, that have been created within your project. It offers easy access to all the information you need about credit card products available in your project.

Product Catalog

MO Manage enables you to create credit products within your project, granting customers access to tailored products based on your business objectives and rules.

The product catalog presents all your credit products, and within them, you find an overview of all the offers connected to each product. As presented in the image below:

The following is a table presenting the information found above:

Field Name	Description
Product ID	Unique identifier for the product.
Product Name	Name of the product.
Creation Date	Date and time when the product was created.
Product Status	Current status of the product.
Number of Offers	The count of offers associated with the product.

Offer details

Within every product, there are offers related to it. You can access the details of each by clicking on View details.

Offers

MO's Credit Card Core offers complete customization for each individual offer to meet your business needs. This gives you control over the credit card offers you provide to your customers, allowing you to tailor them to match your business goals.

Below you find an example of the information you can access in the Admin Portal, for each individual offer inside a product:

Each offer has a few different pieces of information presented above. You can find the general settings, repayment logic and financial charges details on this page. Below, we will present details for each of these informations:

General settings

Field Name	Description
Country	The country associated with the settings (e.g., Colombia).
Currency	The currency used for financial transactions (e.g., peso).
Maximum Active Credits	The maximum number of active credits allowed per credit line.
Minimum Loan Amount	The minimum allowed loan amount (e.g., 0).
Maximum Loan Amount	The maximum allowed amount for a credit line.
Closing Tolerance	The acceptable deviation (in percentage) from the expected closing value.
Decimal Round Up	The rounding method used for decimal values (e.g., natural approximation).

Repayment logic

Field Name	Description
Type of Repayment	Specifies the type of repayment plan, e.g., revolving.
Minimum Payment 1	Calculation method for the first minimum payment, e.g., 2% of debt + charges.
Minimum Payment 2	Fixed amount for the second minimum payment, e.g., $20.00.
Due Dates	Specific dates on which payments are due, e.g., 15, 20, 25.
Days Between Closing and Due Date	Number of days between the closing date and the payment due date, e.g., 20 days.
Calendar Logic	Logic used for determining due dates, e.g., Business Days.
Missed Payment Logic	Logic for handling missed payments, e.g., Accumulate.
Grace Period	The grace period allowed for payments, e.g., 2 days.

Ordinary Interest

Field	Description
Type of Interest	Specifies the type of interest, e.g., compound.
Frequency	Indicates the frequency of interest accrual, e.g., monthly.
Taxes	Number of days for tax calculations, e.g., 16 days.
Grace Period	Number of days in the grace period, e.g., 0 days.

Default Interest

Field Name	Description
Trigger	Event that initiates a specific action, e.g., Due Date.
Calculation Base	The basis for interest calculation, e.g., Capital debt.
Frequency	Rate at which the trigger occurs, e.g., daily.
Taxes	Percentage of taxes applied, e.g., 16%.
Grace Period	Number of days in the grace period, e.g., 2 days.
Account Block	Indicates whether the account should be blocked, e.g., yes.

Collection Cost

Field Name	Description
Trigger	Event that initiates a specific action, e.g., Due Date.
Type of Cost	The nature of the cost, e.g., fixed.
Frequency	The regularity of the cost, e.g., fixed amount.
Taxes	Percentage of taxes applied, e.g., 0%.
Grace Period	Number of days in the grace period, e.g., 0 days.
Account Block	Indicates whether the account should be blocked, e.g., yes.
Amount	The fixed amount for the cost, e.g., $20,000.

Administration Cost

Field Name	Description
Trigger	Event that initiates a specific action, e.g., Card Issuance.
Frequency	How often the trigger occurs, e.g., One-time.
Taxes	Percentage of taxes applied, e.g., 0%.
Grace Period	Number of days in the grace period, e.g., 0 days.
Account Block	Indicates whether the account should be blocked, e.g., no.